SettloSplit the trip.
Not the friendship.
Add what everyone spends on a trip or at home. Settlo works out who owes whom and turns it into the fewest possible payments.
Everything a group needs
to split fairly
From a weekend road trip to a year of shared rent, every rupee is accounted for.
Split any way you like
Equally, exact amounts, percentages, shares, or item by item from a bill, with tax and fees included.
The fewest payments
Settlo simplifies everyone's balances, so the group settles with as few transfers as possible.
Invite with a link
Share on WhatsApp and friends join in one tap. Add guests who aren't on Settlo yet.
app.getsettlo.in/join/…Budgets & limits
Set a trip budget and category limits. Everyone's alerted when you go over.
A report worth sharing
A detailed PDF of the whole trip: spending by header and category, who paid what, every expense.
Categories that fit your life
35 categories under six headers, ordered for trips or flats. Need something else? Create your group's own.
Always in sync
Phone or browser, every change shows up for everyone instantly. Light and dark mode included.
Pick a category.
Settlo does the rest.
Categories are grouped the way you think about spending, with the likeliest ones first for your kind of group.
- Trips start with food and travel; flats start with home
- Create custom categories your whole group can use
- Backdated expenses land right where they belong
Every rupee,
beautifully broken down.
Spending by header, then category, then each expense. Tap to drill in, with budget limits right alongside.
- Food & Drinks, Travel, Stay — at a glance
- Category limits with "left" and "over by" amounts
- Export the same breakdown as a polished PDF
Know exactly
who owes whom.
No spreadsheets, no awkward maths. Settlo shows each person what to pay and to whom.
- Debts simplified into the fewest transfers
- Send a friendly nudge to anyone who owes
- Settle on the spot while adding an expense
Rent, bills
and everything between.
Shared homes get their own categories, recurring expenses and running balances that never need a reset.
- Recurring rent and bills add themselves
- House help, repairs, groceries and more
- Comments, reactions and receipt photos on every expense
Three steps. Zero awkwardness.
Create a group
A trip, your flat or a night out. Pick the currency and share the invite link.
Add expenses
Whoever pays adds it in seconds: amount, category, and how to split.
Settle up
See who owes whom, send a nudge, and record payments as they happen.
Spend the trip making memories,
not maths.
On the web today and coming soon to Google Play.